With the growth and popularity of direct writing companies the demise of the local insurance agent has been predicted for years. I can’t count the number of times that someone has come in with a policy from a direct writer and had no idea what they were covered for. When a consumer is price driven coverages and policy details see, to take a back seat.

We always attempt to quote policy apples to apples. This is the only fair and legitimate way for both the consumer and agent. It is also important that you get a FIRM quote. This means running all MVR,Credit and various underwriting reports that the company requires. Too many times we have seen customers come back because the company they went to didn’t do this and something came back to raise their rates.

We look forward to sitting down and trying to educate as much as possible the basics of what your policy covers . It’s difficult enough for us as agents to keep up with the daily underwriting changes so it is our job to distill the information and give it to you the best we can.